银行英语情景口语 第106期:公司信贷业务 综合授信(2)

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除了信用等级和资产负债率以外，还有其他的什么标准吗?

A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.

还有净负債余额。它不得超过企业的净资产，而且企业在过去两年内没有出现经营亏损。

B: Right, OK. That，again, shouldn't be a problem.

好的。这方面也不会有什么问题。

A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.

还有今年前两个季度，企业总资产回报率应不低于所在行业的平均水平。

B: Well, as far as I can tell, we qualify.

嗯，据我所知，我们够资格。

A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.

当然，我们将需要证明，就是所有文件的正本和副本。只要您带着证明来，我们评估一下，其实办理起来应该是非常快的。