银行英语情景口语 第176期:个人消费信贷 个人留学贷款(4)

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欢迎光临Smith大街营业部。我能为您效劳吗?

B: I'd like to ask some questions about Personal Loans.

我想咨询一下关于个人贷款的事情。

A: Of course, I'll be happy to assist you. Any loan in particular?

当然可以，我很乐意为您服务。您有什么特别感兴趣的贷款项目吗?

B: Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.

有的，个人留学贷款。我刚修完了我的学士学位，打算明年夏天去澳大利亚。你知道，去开阔开阔视野，体验体验新事物吧。

A: OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70% of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.

好哇，这对您有好处。对于现在的年轻人来说，这的确是一个很普遍的选择。嗯，这笔贷款最多可支付70%的总费用，包括学费和杂费， 最大金额为500000元。

B: Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?

嗯……利率是多少?别人一直跟我说要问清楚利息，别被利率高的贷款套进去。还有，我必须在多长时间内还款?

A: We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.

我们不希望诱使您做任何事情，您自己做决定。我们在此只是提建议。

B: Thanks. But what is your standard rate?

谢谢。那么，你们的标准利息率是多少?

A: The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.

利息率和利息的条件各不相同。该利率是由标准利息率决定的，并且偿还期可以是从6个月至6年不等。但是，最长不得超过8年。

B: 8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.

8年?听起来不错呀，那么，但愿我能找到一份好工作，可以在一到两年后还清它。妤吧，我要去考虑一下。感谢你的帮助。