CNN News: 美联储宣布维持联邦基金利率不变

 
10 Second Trivia. Which of these U.S. agencies was established in 1913? U.S. Postal Service, Social Security Administration, Federal Reserve or Peace Corps. The Federal Reserve Act which established America's Central Bank was signed in 1913.
 
10秒快速问答。以下哪一个美国机构成立于1913年?美国邮政服务、社会保障局、联邦储备委员会或和平队。1913年签署了建立美国中央银行的联邦储备法。
 
Federal Reserve had a meeting yesterday and decided to keep interest rates right where they are. Why does that matter? Interest rates can have ripple effects across the entire U.S. economy. The lower the rates are, the cheaper it is to borrow money. So let's say you go to buy a house. A lower interest rate on the loan means you're not having to pay back as much every month. It's the same for credit cards and for businesses planning to borrow money to buy new equipment or expand, lower interest rates can encourage them to do that. If the economy heats up too fast, so can inflation when prices go up and money buys less.
 
美联储昨天召开会议，决定保持利率不变。为什么这很重要?利率会对整个美国经济产生连锁反应。利率越低，借钱就越便宜。假设你去买房子。较低的贷款利率意味着你不必每个月都还那么多钱。这同样适用于信用卡和计划贷款购买新设备或扩张的企业，较低的利率可以鼓励企业借贷。如果经济增长过快，通货膨胀也会加剧。
 
The Fed can raise interest rates to try to keep that from happening. There were a few reasons why it decided yesterday to keep rates as they are. The bank says there are signs the economy is strong and that's there's not much inflation so that's a good thing. But the Wuhan coronavirus, which has been detected in countries worldwide, could eventually impact the U.S. economy and tensions are still high between the U.S. and Iran. So as far as interest rates go, the Fed wants to stay the course for now.
 
美联储可以通过提高利率来避免这种情况的发生。美联储昨日决定维持利率不变，原因有以下几点。世界银行表示，有迹象显示经济强劲，通货膨胀不高，这是一件好事。但武汉冠状病毒可能最终会影响美国经济，而美国和伊朗之间的紧张关系仍很紧张。因此，就利率而言，美联储目前希望保持不变。