银行英语会话lesson 2Open an Account Opening an Account 开立账户

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[00:00.00]听力课堂网(tingclass.net)Lesson 2 Open an Account Opening an Account
[00:02.42]第二课 开立账户
[00:04.83]Key Sentences
[00:07.76]重点句型
[00:10.68]I'd like to open a bank account.
[00:15.71]我想开立一个银行账户.
[00:20.74]We offer current accounts and fixed deposit for individuals.
[00:26.42]我们对个人提供活期存款和定期存款
[00:32.10]What kind of accounts did you have in mind?
[00:36.68]你想存哪一种？
[00:41.25]The minimum balance is one yuan.
[00:45.07]存款最小余额为1元.
[00:48.90]Fifty dollars is the minimum original deposit.
[00:53.97]五十元为最低起存额.
[00:59.04]Fill in the deposit slip first please.
[01:03.87]请先填写这张存款单.
[01:08.70]There isn't any service charge.
[01:08.75]我们不收任何手续费.
[01:08.81]I'd like to close my account with your bank Please keep the bankbook.
[01:16.17]我要结清我在这里的账户请拿好存折.
[01:23.54]Press the buttons on this machine,and enter your pin number for four digits.
[01:30.33]按这个装置上的按钮,输入四位阿拉伯数字的密码.
[01:37.12]Dialogue 1 A:May I help you,sir?
[01:39.91]我能为您做点什么吗,先生?
[01:42.69]B:Yes,please.I'd like to open a bank account with you.
[01:45.63]谢谢.我想在你们这里开立一个银行账户.
[01:48.56]Can you giveme some information?
[01:49.99]请您和我说说这方面的事好吗?
[01:51.41]A:Yes,I'd be very happy to help you.
[01:53.29]好的,我很乐意为您服务.
[01:55.17]Usually we offer current accounts and fixed accounts for individuals.
[01:58.14]我们通常对个人提供活期账户和定期账户.
[02:01.10]B:Oh,it's almost the same in America.
[02:01.14]哦,几乎和美国的一样.
[02:01.18]A:What kind of account did you have in mind?
[02:03.57]您想开什么账户呢?
[02:05.96]B:Well,I'd prefer to open a current account.
[02:08.67]我想开一个活期账户.
[02:11.39]Notes
[02:12.66]注释
[02:13.92]1.I'd like to open a bank account with you.
[02:16.56]我想在你们这里开立一个银行账户.
[02:19.20]I'd like to do=I would like to do.I'd like him to come.
[02:24.93]我希望他能来.
[02:30.67]He would like to join our discussion.
[02:32.35]他想参加我们的读者讨论.
[02:34.04]2.current accounts fixed term deposit
[02:38.32]活期存款 定期存款
[02:42.61]3.What kind of account did you have in mind?
[02:45.73]你想开什么账户?
[02:48.85]have something in mind
[02:50.55]想到某事
[02:52.25]What kind of account would you like?
[02:54.90]你想开什么账户？
[02:57.55]What kind of account are you going to open?
[02:57.05]你要开什么账户？
[02:56.55]once again A:May I help you,sir?
[03:00.02]我能为您做点什么吗,先生?
[03:03.50]B:Yes,please.I'd like to open a bank account with you.
[03:05.87]谢谢.我想在你们这里开立一个银行账户.
[03:08.25]Can you give me some information?
[03:08.29]请您和我说说这方面的事好吗?
[03:08.33]A:Yes,I'd be very happy to help you.
[03:10.39]好的,我很乐意为您服务.
[03:12.46]Usually we offer current accounts and fixed accounts for individuals.
[03:15.07]我们通常对个人提供活期账户和定期账户.
[03:17.68]B:Oh,it's almost the same in America.
[03:19.74]哦,几乎和美国的一样.
[03:21.81]A:What kind of account did you have in mind
[03:24.04]您想开什么账户呢?
[03:26.28]B:Well,I'd prefer to open a current account.
[03:28.93]我想开一个活期账户.
[03:31.58]Dialogue 2 A:Could you tell me something about savings accounts?
[03:37.10]对话2 能否告诉我有关储蓄账户的事情?
[03:42.63]B:I'd love to.We call our regular savings account as passbook savings.
[03:46.96]很乐意.我们把普通储蓄账户称为银行存折账户.
[03:51.30]You may open an account in your name.
[03:52.53]您可用您的名字开立账户.
[03:53.76]A:Is there any minimum balance?
[03:55.78]有没有存款最小余额的限制?
[03:57.81]B:Yes,one yuan is the minimum balance.
[04:00.17]是的,最小存款余额为一元.
[04:02.53]And you may make deposits or withdrawals at anytime
[04:05.45]您可以随时存款或取款,
[04:08.36]and you just need to present your passbook
[04:11.28]只需要出示存折
[04:14.21]and a deposit slip or a withdraw slip.
[04:15.88]和存款凭条或取款凭条.
[04:17.55]A:I see.There is one more thing I'd like to know,
[04:19.98]我明白了.我想知道另一件事,
[04:22.41]that is,do I earn interest on the account?
[04:24.14]那就是,我能从账户上得到利息吗?
[04:25.86]B:Yes,of course,we pay the interest rate permitted for banks.
[04:29.10]对我们支付银行允许的利率.
[04:32.34]Every half a year
[04:33.61]每半年
[04:34.87]we credit the earned interest into to your account automatically.
[04:37.37]我们会自动把利息划入您的账户.
[04:39.86]A:I see.Thank you. By the way,when does the bank close?
[04:43.38]我明白了,谢谢顺便问一下银行几点关门?
[04:46.89]B:It close at 5 P.M.
[04:48.33]下午五点.
[04:49.76]A:Thank you very much for the information.B:You are welcome.
[04:49.80]非常感谢你告诉我这些情况.不用谢.
[04:49.84]Notes1.A:Could you tell me something about savings account?
[04:53.81]能否告诉我有关储蓄账户的事情?
[04:57.78]B:I'd love to.
[04:58.75]很乐意.
[04:59.72]Certainly.Sure.Yes,of course.By all means.
[05:05.29]（肯定回答）
[05:10.87]I'm sorry I can't.I'm afraid I can't help.
[05:14.38]（否定回答）
[05:17.90]2.interest rate
[05:20.43]  利率
[05:22.96]What's the annual interest rate?
[05:25.37]年息多少?
[05:27.77]What's the interest rate for the current accounts?
[05:30.61]活期存款的利率是多少?
[05:33.44]Once again
[05:35.87]A:Could you tell me something about savings accounts?
[05:38.76]能否告诉我有关储蓄账户的事情?
[05:41.64]B:I'd love to.We call our regular savings account as passbook savings.
[05:45.40]很乐意.我们把普通储蓄账户称为银行存折账户.
[05:49.17]You may open an account in your name.
[05:50.34]您可用您的名字开立账户.
[05:51.52]A:Is there any minimum balance?
[05:53.63]有没有存款最小余额的限制?
[05:55.75]B:Yes,one yuan is the minimum balance.
[05:58.05]是的,最小存款余额为一元.
[06:00.35]And you may make deposits or withdrawals at anytime
[06:03.41]您可以随时存款或取款,
[06:06.48]and you just need to present your passbook
[06:08.47]只需要出示存折
[06:10.45]and a deposit slip or a withdraw slip.
[06:11.67]和存款凭条或取款凭条.
[06:12.88]A:I see.There is one more thing I'd like to know,
[06:15.71]我明白了.我想知道另一件事,
[06:18.53]that is,do I earn interest on the account?
[06:20.64]那就是,我能从账户上得到利息吗?
[06:22.76]B:Yes,of course,we pay the interest rate permitted for banks.
[06:25.10]对我们支付银行允许的利率.
[06:27.43]Every half a year we credit the earned interest to your account automatically
[06:31.07]每半年,我们会自动把利息划入您的账户.
[06:34.70]A:I see.Thank you. By the way,when does the bank close?
[06:38.13]我明白了,谢谢,顺便问一下银行几点关门?
[06:41.57]B:It close at 5 P.M.A:Thank you very much for the information.
[06:45.28]下午五点.非常感谢你告诉我这些情况.
[06:48.99]B:You are welcome.
[06:50.20]不用谢.
[06:51.41]Dialogue 3 A:I need to open a savings account.What's the procedure for it?
[06:56.39]我想开一个储蓄账户.有什么手续吗?
[07:01.37]B:First,you need to complete a deposit slip.
[07:03.84]首先,你需要填写一张存单.
[07:06.30]A:Any fees for the service?
[07:08.62]你们收手续费吗?
[07:10.93]B:No.There isn't any service charge.Would you like to have a password?
[07:15.08]不,我们不收任何手续费.您需要用密码吗?
[07:19.24]A:Yes,I'd like to.
[07:20.71]是的.
[07:22.19]B:Please press the buttons on this machine,
[07:24.17]请按这机器上的按钮,
[07:26.16]and enter your pin number for four digit.
[07:27.57]输入4位数的密码.
[07:28.98]What sort of account do you want?
[07:31.06]您想开什么账户?
[07:33.13]A:I'd rather open a current account.
[07:33.17]我想选活期存款.
[07:33.20]B:The annual interest rate is 3.5%.A:Good.I'd like to deposit 300 dollars.
[07:38.93]活期存款的年息是3.5%.好的,我想存300美元.
[07:44.65]Notes
[07:45.87]注释
[07:47.10]1.What's the procedure for it?
[07:48.77]有什么手续吗?
[07:50.45]I wonder how to open an account?
[07:53.12]我想知道如何开户?
[07:55.80]2.I'd like to deposit 300 dollars.Deposit
[08:01.94]我想存300美元.存款
[08:08.08]He always deposit half salary in the bank.
[08:10.17]他经常把薪水的一半存在银行里.
[08:12.26]I'd like to make a deposit of $300.
[08:14.49]我想存300美元
[08:16.72]Once again
[08:20.36]A:I need to open a savings account.What's the procedure for it?
[08:24.08]我想开一个储蓄账户.有什么手续吗?
[08:27.80]B:First,you need to complete a deposit slip.
[08:30.67]首先,你需要填写一张存单.
[08:33.55]A:Any fees for the service?
[08:35.78]你们收手续费吗?
[08:38.01]B:No.There isn't any service charge.Would you like to have a password?
[08:42.40]不,我们不收任何手续费.您需要用密码吗?
[08:46.79]A:Yes,I'd like to.
[08:48.38]是的.
[08:49.98]B:Please press the buttons on this machine,
[08:51.79]请按这机器上的按钮,
[08:53.61]and enter your pin number for four digit.
[08:55.33]输入4位数的密码.
[08:57.06]What sort of account do you want?
[08:59.19]您想开什么账户?
[09:01.32]A:I'd rather open a current account.
[09:03.41]  我想选活期存款.
[09:05.49]B:The annual interest rate is 3.5%.
[09:08.11]活期存款的年息是3.5%.
[09:10.72]A:Good.I'd like to deposit 300 dollars.
[09:13.40]好的,我想存300美元.
[09:16.07]Dialogue 4
[09:18.84]A:Good morning,sir. Can I help you?
[09:21.44]早上好,先生,您要什么服务?
[09:24.04]B:Good morning.I want to open a checking account.
[09:26.38]早上好,我想开一个支票账户.
[09:28.72]Do I have to be a regular customer of your bank?
[09:31.32]我必须是你们的老客户吗?
[09:33.92]A:No,sir,not at all.
[09:35.43]不,先生,完全不必.
[09:36.95]What you should do is to fill out this form and make your initial deposit.
[09:39.86]您只需要填写一张表格和存入首笔存款.
[09:42.77]B:What's the minimum deposit for opening a checking account?
[09:45.57]支票账户的最低起存额是多少
[09:48.36]A:100 dollars.
[09:50.09]100美元.
[09:51.81]B:I want to deposit 200 dollars.
[09:53.87]我想存200美元.
[09:55.94]A:Very well,sir.
[09:56.06]很好,先生.
[09:56.19]B:Let me have a look at the form.You want my name,address.
[09:59.66]我看看这张表.你们需要我填写姓名,地址.
[10:03.14]What does it mean by secret number?
[10:05.01]这里的'密码'是什么意思?
[10:06.87]A:We ask that for identification purpose in case you lose your passbook,sir.
[10:10.82]我们可用来确认您的身份,先生.万一你丢失了存折,先生.
[10:14.76]We use it to positively identify you.
[10:17.15]我们可以用它来确切地辨认您的身份.
[10:19.54]B:I understand.Well,I'll fill this out.Here you are.Is that all right?
[10:23.68]我明白了.好,我会把它填好.给你,可以了吗?
[10:27.82]A:Yes,that's OK.Would you mind showing me your passport?
[10:30.15]是的,可以了,请给我看一下您的护照,您介意吗?
[10:32.47]B:Of course not.Here you are.Can I write a check now?
[10:35.29]当然可以.给你,我现在可以填写支票了吗?
[10:38.12]A:Yes,you can. Here's the checkbook.
[10:40.10]可以了.给您支票本.
[10:42.09]Notes in case
[10:46.88]万一,以免,以防
[10:51.67]Take your coat in case it rains.
[10:54.16]带着雨衣,以防下雨.
[10:56.64]In case he arrives before I get back,please ask him to wait
[10:59.17]万一他在我回来之前到达,请他等一下.
[11:01.70]Once again A:Good morning,sir.Can I help you?
[11:05.47]早上好,先生,您要什么服务?
[11:09.23]B:Good morning.I want to open a checking account.
[11:12.10]早上好,我想开一个支票账户.
[11:14.97] Do I have to be a regular customer of your bank?
[11:17.94]我必须是你们的老客户吗
[11:20.90]A:No,sir,not at all.
[11:22.20]不,先生,完全不必.
[11:23.49]What you should do is to fill out this form
[11:24.86]您只需要填写一张表格和存入首笔存款.
[11:26.23]and make your initial deposit.
[11:27.40]支票账户的最低起存额是多少
[11:28.56]B:What's the minimum deposit for opening a checking account?
[11:31.69]支票账户的最低起存额是多少
[11:34.83]A:100 dollars.B:I want to deposit 200 dollars.A:Very well,sir.
[11:40.35]100美元.我想存200美元.很好,先生.
[11:45.88]B:Let me have a look at the form.You want my name,address.
[11:48.89]我看看这张表.你们需要我填写姓名,地址.
[11:51.91]What does it mean by secret number?
[11:54.05]这里的'密码'是什么意思?
[11:56.20]A:We ask that for identification purpose in case you lose your passbook,sir.
[11:59.92]我们可用来确认您的身份,先生.万一你丢失了存折,先生.
[12:03.65]We use it to positively identify you.
[12:06.04]我们可以用它来确切地辨认您的身份.
[12:08.43]B:I understand.Well, I'll fill this out. Here you are.Is that all right?
[12:11.34]我明白了.好,我会把它填好.给你,可以了吗?
[12:14.25]A:Yes,that's OK.Would you mind showing me your passport?
[12:17.04]是的,可以了,请给我看一下您的护照,您介意吗?
[12:19.82]B:Of course not.Here you are.Can I write a check now?
[12:20.59]当然可以.给你,我现在可以填写支票了吗?
[12:21.37]A:Yes,you can. Here's the checkbook.
[12:23.39]可以了.给您支票本.