T: When consumers go online, (上网) they need to trust the vender.
G: We already have our consumer confidence in our product(产品信誉)
T: buying online is different from buying in the store.
G: It's a lot different in cyberspace.
T: cybersellers(网上销售商) have to develop an enviornment of turst.（建立信任的环境）
G: I know. Well asking people to type in their credit card number.
T: and they have no idea who will have that information
G: we have to have some way to show them that data is security online transaction（网上交易）
T: to do online transactions, you need to link up with（与...挂钩） the financial institution.（金融机构）
G: like a bank or investment bank?
T: right, there are intermediary（中间人） between you and your customers' money.
G: we'll use the same one that issues（发布） our credit cards
T: that will help with the trust fator.
G:we'll have to pay them fee ,I suppose.
T: there's a standard fee schedule(标准价目表) for e-commerce transaction.
G: part of price of doing business
T: you also need financial software
g: off the shelf（现成出售的）or custom-made（订制的）
T: off the shelf.If you have custom-made financial software, you may not have interoperability.（相互操作性）
G: you mean I may not be able to share financial information easily.
T: exactly. The financial data has to be shared with your financial institution.
G: and what about encreption methods?
T: generally,most companies are going with one or two types of encreption.
G: ok,I'll checking to off the shelf financial software.