September 17, 2005
Long time no see. I hope all is well with you. I understand Harry recently asked you to lend him some money but you turned him down. I know, because he wrote me and asked to borrow the money from me. I lent it to him, but with some misgivings because it was a pretty large sum. I’ll admit his promise of an interest payment of $2,500 helped persuade me.
He said you told him you couldn’t afford to lend him the money, but he didn’t seem convinced. I have to say I find it hard to believe, too, because I know you are as well off as I am, if not more so. But perhaps you had some other reason for not wanting to lend him anything. If you have reason to believe I may not get my money back, by all means let me know.
have misgiving about ..对....感到不安
例：Mr. Lin had some misgivings about sending his son to America, but he decide to go ahead.
3. persuade 说服
例:The conman persuaded the old lady to give him money.
4. afford .有足够的(金钱、时间等)去做……;
例:Can you afford such an expensive present?
be convinced of+N相信……
例:We convinced him that he was wrong.
We are all convinced of his innocence.
=We are all convinced that he is innocent.
6. be well off小康的
例:Ms. Liu is not rich, but she is quite well off.
7. by all means必定，一定
例:By all means tell me if you notice any mistakes in my essay.