February 4, 2006
Sorry for the delayed reply. I apologize for the delay in returning your money. There have been some complications. The company I have been doing business with suddenly went bankrupt, taking my investment with it. As a result, I have no cash on hand to pay you back.
I appreciate your offer to let me pay you in installments. However, I must ask you to give me a little bit more time. If you give me till the end of March, I’ll be able to return the entire principal to you with the interest I promised as well. Thank you for your understanding.
例：He hasn;t replied to my letter yet.
apologize for ... 为...而道歉
例：tony apoloqized for wrongfully accusing Jenny.
4.do business with .. 与..做生意
例：I wouldn't recommend doing business with that guy.
例：A typhoon struck the island. As a result,the concer had to be cancelled.
6.As a result 结果，
8.on hand 手头上
例：Do you have any money on hand?
例：we all appreciate your help very much.
11.as well 另外也
例：professor clinton speaks Japanese,and chinese as well.