I am writing to urge you to pay for the loan. You have got a loan of﹩30,000 from our bank on Monday, July 5th. And we have achieved an agreement that you will pay $15,000 in three months (from July 6th to Sept. 6th). And the interest rate you have to pay is 0.001﹪. The rest part you have to pay with the interest rate of 0.0015﹪. The deadline is Nov. 7th.
As the condition we agreed to lend you loan is that you are running a small company and need ﹩30.000 for starting capital. You have a department as a deposit for the loan if you can not pay off all the debts on time. I'm afraid that the deadline is coming. So, please pay for the debt as soon as possible. Our bank issued a series of credit card. You can pay by credit card or cash.
致函是要敦促你归还贷款。您于星期一，7 月 5 日向我银行贷款三万美元。我们在以下方面已取得一致：如果您在三个月内 (从 7 月 6 日到 9 月 6) 支付 ﹩15,000，您要付的利息率为0.001%。余下部分您还需付 0.0015﹪的利率。截止日期 是11 月7日。 作为我们答应借给您贷款的条件是您准备经营一家小公司，并需要 ﹩30,000 的启动资金。如果您不能按时把贷款还清，您的公寓将会抵押给我银行。截止日期就要来临，因此，请尽快还款。我们的银行已发行一系列的信用卡。您可以通过信用卡或现金支付。
I am very sorry that I can not pay off the loan on time. I know that the deadline is approaching and should pay back all loan before the deadline. But we run a new company and I need a big deal of money as starting capital. The current economy has had a negative effect on our business growth. That, along with some short-term notes coming due, has caused a temporary cash flow crunch for our firm. We look forward to that flow being restored within the next two to three months as the notes are satisfied and some new products enter the market. Could you please give a grace period for three month? I would be grateful.
We have received your recent inquiry and we know that the deadline is coming. At present, our working capital is in short. We have sold 5000 pieces of furniture. If no emergency, we can get the money to pay for the loan. But I am not sure that we can pay the loan on time. It takes at least three months to get the capital we invested back. So, please extend the deadline longer, we will pay the loan as long as we get the money back. So sorry for delay of the payment.
贵方最近询问函已经收到，我们知道截止日期即将来临。目前，我们的流动资金不足。我们已卖了 5000 件家具。如果没有紧急情况，我们可以收到货款来支付贷款。但我不知道我们是否能按时支付贷款。我们投资的资金至少需要三个月才能收回。因此，请延长期限。只要我们把钱收回，我们就偿还贷款。很抱歉延迟付款。