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金融英语口语听力教程第1课:西方的银行(一)

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Banking in the West(1)

西方的银行(一)

Situation 1

情景 1

Jiro Ito is visiting with his friend ,Bob Jenson ,a banker in New York .

伊滕次郎正与他的朋友鲍勃·詹森闲谈。鲍勃是纽约的一位银行职员。

They are talking about the history of banking in the west .

他们正在谈论有关西方银行的历史。

Ito:I'm curious about the history of banking in the west ,Bob.Can you tell me something about it ?

伊 滕:我很想知道有关西方银行史的一些情况。鲍勃,您能给我讲一讲吗?

Jensen:Well,Jiro,the earliest banks started in Babylon almost 4,000 years ago .

詹 森:好的,次郎。最早的银行大约是4,000年前在巴比伦建立的。

They were really temples which collected deposits and made loans .

实际上,那些银行只是一种收集存款并进行放款的场所。

I :That surprises me .I had always thought that banking started during the Renaissance in Europe .

伊 滕:这可真是出乎我的意料之外,我原来一直以为银行业务始于欧洲文艺复兴时期呢。

J:No ,it was much earlier than that.Actually ,private firms that handled deposits and loans ,

詹 森:不,比那个时期要早多了。实际上,早在公元前6世纪就有了私营的商行。

changed coins and even arranged for credit transactions existed as early as the 6th century B.C.

这些商行从事储蓄存款和贷款,兑换硬币以至安排信贷交易。

I:Then ,there were banks in ancient Greece and Rome,too?

伊 滕:当时,古希腊和罗马也有银行吗?

J:Yes ,laws in Both Greece and Rome recognized banks and many bank functions .

詹 森:是的,希腊和罗马都在法律上承认了银行和银行的许多作用。

It wasn't until the breakup of the Roman Empire and the decline in trade and commercial transactions that banking lost its previous importance .

直到罗马帝国崩溃,商贸业务衰落,银行业才失去了它以往的重要性。

I:What about the laws against usury during the Middle Ages?Didn't such laws made it illegal to charge interest on loans?

伊 滕:中世纪时,法律禁止放高利贷是怎么回事?这些法律没有规定贷款收取利息是非法的吗?

J:Yes,they did ,but these laws were gradually changed during the 14th and 15th centuries,

詹 森:规定了,但是这些法律在14,15世纪时逐步地改变了,

and banking functions started appearing again in Italy and Belgium and later in France ,Germany and England .

银行的作用又在意大利和比利时开始出现,后来又显现在法国、德国和英国。

I:I see .So we can really say that banking restarted during the Renaissance .

伊 滕:我明白了。实际上我们可以说,银行业在文艺复兴时期又重新开始了。

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