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外贸英语话题王4-3-5:保险费率

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2016年02月16日

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A: Though I have effected insurance for quite a few times.there is still one thing I am not sure.

A:虽然我曾经办过几次保险,但仍有一事不是很了解。

B: What is it?

B:什么问题?

A: What do you think are the main factors that determine the premium rates?

A:你认为决定保险费率的主要冈素有哪些?

B: First.l think it is the carrying vessel.like its age, classification. ownership and management. And the second is packing.

B:首先,我认为是运载船只的情况。比如它的年龄,类型,船主及管理:其次就是包装.

A: Packing should be seaworthy for strong enough to endure rough handling.

A: 包装应适合海运或足够坚固,经得住野蛮装卸。

B: In some cases.it is. But not for air freight and container shipment,they tend to require less packing.

B:在某种情况下不是这样的,空运和集装箱运输就不是这样,它们往往要求较少的包装。

A: How about the type of merchandise to be shipped?

A: 装运商品的类型有关系吗?

B:It must be considered.because some goods are more vulnerable to damage.

B:当然需要加以考虑、因为有些产品更易破损。

A:Iguess the distance of transportation and modes of transport also influence the rates.

A: 我想运输距离和方式也会影响费率的。

B:Right. Sometimes.underwriters charge you at a higher premium just because the goods are easily to be damaged or get stolen.

B: 是的。有时候保险商会因为发运货物易受损或易被偷窃,而收取较高的保险费。

A:Are there close connections between the types of risks and the premium?

A:保险险种和费率之间关系密切吗?

B: Yes.the more expensive cover is required.the higher the premium rate is.

B: 是的,保险范围越广,保险费率就越高。

A: If the goods to be shipped are glassware.the premium rate against all risks including breakage differs greatly from that excluding it.

A: 如果所投保的货物是玻璃制品,投保包括破碎。险在内的一切险种与不包括破碎险的相比有很多的区别。

B: Last but not the least.the volume of cargo. That means a substantial shipment may get more favorable premium.

B:最后一点重要的是商品数量。就是说大批量的货物运输可能获得更优惠的保险费率。

A: I am clear about the rates now. I really appreciate your help.

A:现在我清楚了。感谢你的帮助。

B: I'm entirely at your service.

B:愿意为您效劳。

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