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CNN News:千禧一代

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2015年10月13日

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CARL AZUZ, CNN STUDENT NEWS ANCHOR: Hope you had a great weekend. I`m Carl Azuz and I`m pumped to welcome you to the special edition of CNNSTUDENT NEWS.

卡尔·阿祖兹。CNN 学生新闻记者:希望大家度过了一个愉快的周末。我是卡尔·阿祖兹。欢迎大家收看特别版的CNN 学生新闻。

We`re taking an in-depth look at the country`s young labor force, its financial picture, its student loan debt, advice for when it comes time to look for a job in the online area. Please visit www.chinavoa.com to get more information.We`ve teamed with CNNMoney to focus today`s show on some of the financial challenges facing this newest generation of American workers.

我们深入的研究一下美国年轻的劳动力,以及其经济状况,学生贷款,还有在网上找工作时一些建议。本次的节目我们与CNN 金融合作来一起聚焦一下美国工人中最年轻的一代所面临的财物状况。

A good place to start is to define. We`re talking about people born in the 1980s and 1990s. It`s time to meet the millennials.

首先我们来定义一下。我们要谈论的是出生于20世纪80年代和20世纪90年代的人们。是时候来关注一下千禧一代了。

CHRISTINE ROMANS, CNN CHIEF BUSINESS CORRESPONDENT: Hey, millennials. What makes you so special anyway?

ROMANS,CNN 首席商业记者:嘿!千禧一代,什么让你们变得这么特殊呢?

SUBTITLE: Smart is the new rich: Money Guide for Millennials.

字幕:聪明是新的财富。对千禧一代的金融指导。

ROMANS: Well, for starters, that generation is the biggest in American history. There are at least 80 million people age 18 to 35. They`re the most educated generation ever and they have the student loan debt to show for it.

ROMANS:首先,这一带人在美国的历史上是数量最多的一代人。现在年龄在18到35岁的人群,至少有8千万。同时他们也是受教育程度最高的一代,他们所背负的教育贷款就可以表明。

The average student loan balance for someone under 30 years old, more than $21,000.

30岁以下的人平均学生贷款超过21000美元。

UNIDENTIFIED FEMALE: I currently have $46,000 in debt.

女:我现在有4万6千美元的贷款。

UNIDENTIFIED FEMALE: I have about $54,000.

女:我有5万4千美元的贷款。

UNIDENTIFIED FEMALE: Ninety-five thousand dollars in student debt.

女:9万5千美元的学生贷款。

ROMANS: Scarred by the Great Recession, millennials have been reluctant to buy a house.

ROMANS:由于经济大萧条的影响,千禧一代不情愿买房。

UNIDENTIFIED FEMALE: I don`t think I plan to buy a home at any point.

女:我认为在任何时候我都不会有买房子的打算。

UNIDENTIFIED MALE: Never occurred to me that I would purchase a home.

女:我从未想过买房子。

UNIDENTIFIED FEMALE: I really believe in a sharing economy.

女:我真的很喜欢共享经济。

ROMANS: Thirty percent still living with their parents, but most millennials say they want to buy and some are starting to take the plunge.

ROMANS:30%的千禧一代仍然和自己的父母居住在一起,但是大多数人称他们想要买自己的房子,并且已经有部分在人在尝试这一风险了。

UNIDENTIFIED MALE: My goal for a down payment is $20,000, and I`m actually achieving that goal and I`m going to get there quicker than I actually thought.

男:我的目标是首付在2万美元,实际上,我就要达成目标。我会比想象中提前完成目标。

ROMANS: Living in the mom and dad`s basement means fewer millennials are tying the knot. Their parents probably got married in their early 20s.

ROMANS:住在爸妈的地下室意味着有越来越多的千禧一代没有结婚。而他们的父母可能是在20年代初期结的婚。

This generation, 30 is the new normal. And they`re waiting to have kids, too.

而这一代,30岁是新常态。他们也在等待拥有自己的孩子。

UNIDENTIFIED MALE: I don`t want to bring a child into the world until, you know, I know that I can afford that.

男:直到我能养得起宝宝,我才会要孩子。

ROMANS: Millennials are the first generation born online. They`re tech savvy, which makes them quick learners and smart shoppers. But they care about much more than just the bottom line. So, companies have to adjust to make their products more sustainable, higher quality and customizable.

ROMANS:千禧一代是说首先接触网络的一代。他们是技术迷,这让他们成为快速的学习者和聪明的购物者。但是这一代关注的不仅仅是产品的底线。因此,各个公司不得不调整策略让自己的产品更加耐用、优质并更加符合客户的需求。

That`s what millennials want.

这就是千禧一代的需求。

UNIDENTIFIED FEMALE: The ethics are very important to me.

女:道德伦理对我来说非常的重要。

UNIDENTIFIED FEMALE: I`m looking for authenticity.

女:我在追寻可靠性。

UNIDENTIFIED FEMALE: It`s good to know that it will go to a good cause if it goes to a good company.

女:很高兴知道这会成为进入某优秀公司好的理由。

ROMANS: Ready or not, millennials are dramatically changing expectations and shaping the world.

ROMANS:准备好了吗?千禧一代正在迅速的更改期望并塑造这个世界。

CARL AZUZ, CNN STUDENT NEWS ANCHOR: Hope you had a great weekend. I`m Carl Azuz and I`m pumped to welcome you to the special edition of CNN

STUDENT NEWS.

We`re taking an in-depth look at the country`s young labor force, its financial picture, its student loan debt, advice for when it comes time to look for a job in the online area. We`ve teamed with CNNMoney to focus today`s show on some of the financial challenges facing this newest generation of American workers.

A good place to start is to define. We`re talking about people born in the 1980s and 1990s. It`s time to meet the millennials.

CHRISTINE ROMANS, CNN CHIEF BUSINESS CORRESPONDENT: Hey, millennials. What makes you so special anyway?

SUBTITLE: Smart is the new rich: Money Guide for Millennials.

ROMANS: Well, for starters, that generation is the biggest in American history. There are at least 80 million people age 18 to 35. They`re the most educated generation ever and they have the student loan debt to show for it.

The average student loan balance for someone under 30 years old, more than $21,000.

UNIDENTIFIED FEMALE: I currently have $46,000 in debt.

UNIDENTIFIED FEMALE: I have about $54,000.

UNIDENTIFIED FEMALE: Ninety-five thousand dollars in student debt.

ROMANS: Scarred by the Great Recession, millennials have been reluctant to buy a house.

UNIDENTIFIED FEMALE: I don`t think I plan to buy a home at any point.

UNIDENTIFIED MALE: Never occurred to me that I would purchase a home.

UNIDENTIFIED FEMALE: I really believe in a sharing economy.

ROMANS: Thirty percent still living with their parents, but most millennials say they want to buy and some are starting to take the plunge.

UNIDENTIFIED MALE: My goal for a down payment is $20,000, and I`m actually achieving that goal and I`m going to get there quicker than I actually thought.

ROMANS: Living in the mom and dad`s basement means fewer millennials are tying the knot. Their parents probably got married in their early 20s.

This generation, 30 is the new normal. And they`re waiting to have kids, too.

UNIDENTIFIED MALE: I don`t want to bring a child into the world until, you know, I know that I can afford that.

ROMANS: Millennials are the first generation born online. They`re tech savvy, which makes them quick learners and smart shoppers. But they care about much more than just the bottom line. So, companies have to adjust to make their products more sustainable, higher quality and customizable.

That`s what millennials want.

UNIDENTIFIED FEMALE: The ethics are very important to me.

UNIDENTIFIED FEMALE: I`m looking for authenticity.

UNIDENTIFIED FEMALE: It`s good to know that it will go to a good cause if it goes to a good company.

ROMANS: Ready or not, millennials are dramatically changing expectations and shaping the world.

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