银行英语情景口语 第165期:个人消费信贷 个人质押贷款(1)

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下午好。我今天能为您做些什么吗，夫人?

B: It's a little sensitive, actually. I need to get hold of some money, and quickly.

说起来我还真有点儿不好意思。我需要用钱，而且很急。

A: OK, Madam. We are here to help.

好的，太太。我们在此就是为了帮您。

B: I already have some Time Deposits with you, but unfortunately, they haven't matured yet. I really don't want to cash those just yet.

我已经在你们这里存了一些定期存款，但不幸的是，它们还没有到期。我还真不希望把它们兑现呢。

A: I understand completely. There are other options, such as a Personal Pledge Loan.

我完全理解。我们有其他的选择，比如个人质押贷款。

B: I've not heard of that, could you tell me more, please?

我没有听说过，请你多告诉我一些，好吗?

A: The procedure is really simple and convenient. All you need to do is fill in this Loan Application form.

办理的手续很简单，而且很方便。您所需要做的就是填写这份贷款申请表。

B: Right …anything else?

好的……还有什么其他的吗?

A: Of course, we'll need some documentation from you. Like your resident permit, proof of salary and your USD Deposit Certificate, to use as collateral.

当然，我们将需要您提供一些文件。像您的居住许可证、薪金证明以及您的美元存单，用作抵押。

B: And then I just sign here? You're right! It certainly is simple and extremely convenient.

然后我只要在这里签名?你说得对!这的确实很简单，而且非常方便。