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> 行业英语 > 银行英语 > 银行英语情景口语 >  第172篇

银行英语情景口语 第172期:个人消费信贷 个人住房贷款(4)

所属教程:银行英语情景口语

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2018年07月05日

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https://online2.tingclass.net/lesson/shi0529/10000/10057/172.mp3
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A: Welcome to IBJ. Do you need any assistance?

欢迎光临IBJ银行。您需要什么帮助吗?

B: Yes, please. I'm hoping to get a mortgage from you and was wondering about your interest rates.

是的。我希望能从你们这里获得按揭,并且想知道你们的利率。

A: I see. We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.

我知道了。我们提供的个人住房贷款,或按揭,月息是0.42%。

B: That's pretty much the same as I've been quoted at other banks.

这和我在其他银行询问的结果差不多。

A: We offer many different payment plans. Would you be looking at long-term or short-term? Are you looking at a 10-year repayment plan?

我们提供许多不同的还款方案。您考虑的是长期的方案还是短期的方案?您是在考虑10年期的还款方案吗?

B: Definitely. I want to get my mortgage paid off as soon as I can.

当然啦。我想我尽快付清的按揭贷款。

A: Then we can certainly help you with that. You see, for shorter term loans,we can offer an even more competitive interest rate.

那我们是一定可以帮您的。您瞧,对于短期贷款,我们可以给您一个更有竞争力的利息率。

B: Hmmm ... that does sound interesting. Is there anyone available I can talk with about this in more detail?

嗯……这样听起来还蛮有意思的。现在有谁能和我谈谈具体的内容吗?

A: I'll get our Mortgage Adviser for you. Please take a seat, I won't be a minute.

我去找我们的按揭顾问来。您请坐,稍等片刻。

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