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银行英语情景口语 第180期:个人消费信贷 个人汽车消费贷款(4)

所属教程:银行英语情景口语

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xijijun

2018年07月13日

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A: This is Lincoln Bank, Consumer Credit Department. How can I help you?

这里是Lincoln银行,消费信贷部。我能如何为您效劳?

B: Ah, hello. I'm calling to find out how I apply for a car loan.

啊,你好。我打电话是想知道如何申请汽车消费贷款。

A: We offer a Personal Automobile Consumer Loan. The application process is pretty straight forward. I trust you have enough funds to cover the 20% down payment?

我们提供个人汽车消费贷款。申请手续非常简单。我相信您有足够的资金来支付20%的首付款,是吧?

B: Yes, I do. It's ready and waiting in my account.

是的,我有。首付款已经在我的账户里准备就绪了。

A: The next step is for us to recommend a dealer to you, who are already contracted to us, so....

下一步是由我们给您推荐一个已经和我们签约的经销商,所以……

B: Could I just stop you there? Sorry to interrupt, but I have already been to your appointed dealer and selected the car I want.

我可以先打断你一下吗?很抱歉,打断你了,其实我已经去过你们的特约经销商那里了,并且已经选好了我想要的车。

A: That will certainly cut down the processing time. We can move on to the next step. Do you have the purchase price?

那就肯定会减少办理的时间啦。我们可以继续下一步了。您已经拿到报价了?

B: Yes, it's 110,000 RMB. So, with the down payment done, I will need to borrow 70,000 RMB.

是的,销售价是110000元。所以,算上我已经有的首付款,我得借70000 元。

A : What we need you to do next is to come into the branch with a correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.

接下来我们需要您做的就是到营业部来,带着一份正确填写的申请表、 身份证、居住证明、收入证明、自己的,与经销商签的协议,当然还得有20%的首付收据。

B: Yes, I have everything here. OK, I'll come in and see you later today. Maybe I could have my new car as early as next week! How exciting!

是的,我这里有所有的文件。好啦,我今天过一会儿就来见你。也许最快下个星期我就可以拥有我的新车啦!好兴奋啊!

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