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英语口语王想聊就聊(昂秀)topics-8.3.3 信用证付款

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3.3 Pay by Letter of Credit 信用证付款

M: Well, we've settled the problems of price, quality and quantity. What mode of payment do you wish to employ?

W: Irrevocable letter of credit, of course. It's the normal terms of payment in international business.

M: Could you adopt D/A or D/P? You see I have to pay a deposit when I open a letter of credit. That will tie up my funds and add to the cost of my imports, especially for such a huge order.

W: You might consult your bank and see if you could reduce the required deposit to a minimum.

M: Anyhow, there would be certain bank charges. We've done business for years and you should have some faith in our credit. It would help me greatly, if you could accept D/A or D/P. It makes no difference to you, but it does to me.

W: Well. As you understand, the irrevocable L/C gives the exports additional protection of the banker’s guarantee. We always ask for L/C for our exports, and the other way around, we pay by L/C for our imports. We only accept L/C for regular orders.
译:

M:好的,我们已经解决了价格、质量和数量问题,你想采用什么样的付款方式?

W:当然是不可撤销信用证了,这是国际贸易常用的付款方式。

M:你们接受承兑交单或者付款交单吗?你知道,开立信用证时是必须要交付押金的,这会占用我的资金,增加我的进口成本,尤其是这样一张大单子。

W:你也许可以咨询你的银行看看是否可以把押金减到最少。

M:无论如何,银行都会收取一定的费用。我们做了很多年生意了,你应该对我们的信用有信心,如果你可以接受承兑交单或者付款交单,会对我有很大的帮助。这对你来说没什么区别,但是对我来说就不同了。

W:嗯,你也理解,不可撤销信用证给出口增加了额外的银行信用担保,我们出口一般都要求信用证,另一方面,我们进口也以信用证支付。我们的常规定单都是信用证支付的。
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