托福独立写作难点话题思路解读和高分范文赏析：your advice on how to use money

　　The advice you would give your friend on how to use his or her money.

　　A friend of yours has received some money and plans to use all of it either to go on vacation or to buy a car. Your friend has asked you for advice. Compare your friend's two choices and explain which one you think your friend should choose. Use specific reasons and details to support your choice.

　　写作思路展开结构分析

　　这个题目的思路可以从长期价值和短期价值去分析。选择去度假旅游属于相对短期的价值，而选择买车则能发挥长期价值。这两种选择本身没有对错之分，无论选择哪种都有较为明显的好处当然也有各自的坏处。大家选择自己能想到比较多理由事例的一点去展开即可。

　　本话题高分范文赏析

　　Receiving money is always an unexpected delight. Making the decision of how to spend this money is always a difficult choice. What it comes down to, however, is the individual's personal preferences, lifestyle, and priorities. If one of my friends has to choose between buying a car and going on vacation, I would carefully consider their lifestyle and advise them based on their wants and needs. Living in a city can be a very high-paced, stressful way to live. Having a car would bring many conveniences that would make the experience much more enjoyable. First and foremost, a car can get you around the city very quickly and directly. This would be an important factor if my friend goes to school or works far away from home.

　　Second, a car offers privacy. If my friend does not enjoy public places, then a car would be an excellent option. Cars also have their disadvantages. A car has many additional costs beyond the initial expense of buying one. One must pay for insurance, gasoline, and any incidental fees such as repairs. If my friend does not have a lot of extra money besides his/her inheritance, a car may not be the best option. A vacation is also an excellent decision. If my friend works at a high-stress job, then a vacation is sometimes the only way to relax and forget about one's worries in the work world. Vacations to faraway lands can give a person more perspective on the world, and can also provide excellent memories. However, vacations always have to end, and one must return to his/her everyday life.

　　Therefore, I think that if my friend lives far away from his/her work or school and has a little bit of extra money, then a car would be the best option. However, if he/she lives near his/her work and holds a high-stress position, I would suggest that a vacation would be a better option. As mentioned above, how we spend our money is a very personal decision, based on one's own priorities. In the end, only my friend can decide what is best for him/her.