新概念英语第三册：Fully insured
Fully insured 全保险
Insurance companies are normally willing to insure anything. Insuring public or private property is a standard practice in most countries in the world. If, however, you were holding an open air garden party or a fete it would be equally possible to insure yourself in the event of bad weather. Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay. It is not uncommon to hear that a shipping company has made a claim for the cost of salvaging a sunken ship. But the claim made by a local authority to recover the cost of salvaging a sunken pie dish must surely be unique.
保险公司一般说来愿意承保一切东西。承办公共财产或私人财产保险是世界上大部分国家的正常业务。如果你要举办一次露天游园会或盛宴，为避免碰上不好的天气而遭受损失也同样可以保险，不用说，保险公司承担风险越大，你付的保险费也就越高。航运公司为打捞沉船而提出索赔，这是常有的事，但某地当局为打捞一只焙制馅饼的盘子提出索赔，倒是件新鲜的事儿。
New words and expressions 生词与短语
admittedly
adv. 公认地
purchase
v. 买
annual
adj. 一年一度的
teenager
n. (13至19岁的)青少年
capsize
v. (船)翻
shiver
v. 打颤，发抖
dive
v. (头向下)跳水
haul
v. 拖曳
hawser
n. 粗缆绳
rim
n. (圆形物品的)外沿，边
winch
n. 绞车
agonizing
adj. 精神紧张的，提心吊胆的
perch
v. 处于(高处)
precariously
adv. 危险地，不稳固地
overbalance
v. 失去平衡
clamp
n. 夹钳，夹板
vertically
adv. 垂直地
torrent
n. 激流，洪流
rebound
v. 弹回
