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> 行业英语 > 金融英语 > 金融口语实战会话 >  第2篇

金融口语实战会话 第2期:申请个人信用卡

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https://online2.tingclass.net/lesson/shi0529/0009/9158/02.mp3
https://image.tingclass.net/statics/js/2012
[00:00.01]I'd like to apply for a credit card. Can you help me with my application?

我想申请一张信用卡。你可以帮我申请吗?

[00:05.34]I'd be glad to.

我很乐意帮你。

[00:06.20]I'm afraid that I don't have a credit history. I just came to this country.

我没有信用卡的使用历史。我才刚来这个国家。

[00:11.38]Do you have an account with this bank?

你有这个银行的账号吗?

[00:13.16]I'm afraid not.

恐怕没有。

[00:14.40]In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.

这样的话,我极力推荐你申请一个即储蓄存款和支票存款于一身的账户。这对你的信用卡申请有帮助。

[00:22.34]What is the interest rate on your card?

你们信用卡的利率是多少?

[00:24.29]The annual charge rate is 9.5%.

每年的收费标准时9.5%。

[00:26.39]That's very expensive!

真是贵啊!

[00:29.49]Not really. The credit card is a revolving account. You only pay interest on what you owe.

不完全是。这种信用卡是一个循环账户。你只需付你赚的钱的利息就行了。

[00:35.48]How does the bank bill its customers for credit card charges?

银行如何把信用卡费用账单交给客户?

[00:39.09]You will receive a monthly statement with each expenditure itemized.

你每个月将会收到一份结算单,上面列出了每项费用。

[00:43.48]Does the card provide any other benefits?

这种卡有什么福利吗?

[00:46.08]You can also get a cash advance up to 1,000 dollars on this card.

使用这种卡你可以预支高达1000美元的现金。

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