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银监会助推小微企业发展

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2021年04月28日

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China's banking and insurance regulator issued a circular Sunday on further promoting high-quality development of financial services to small and medium-sized enterprises in 2021.

银保监会4月25日印发了《关于2021年进一步推动小微企业金融服务高质量发展的通知》。

 

Efforts will be made to enhance the effective growth of financial support to SMEs and significantly improve its quality, efficiency and effectiveness, according to the circular issued by the China Banking and Insurance Regulatory Commission.
《通知》围绕推动小微企业金融供给总量有效增长,质量、效率、效益明显提升的总体目标,明确了政策要求。

 

Vowing to speed up the expansion of inclusive loans to SMEs and increase the number of borrowers this year, the circular urges the five major banks to increase their inclusive loans to the firms by over 30 percent.
普惠型小微企业贷款全年要继续实现增速、户数的"两增"目标,其中五家大型银行要努力实现普惠型小微企业贷款全年增长30%以上。

 

It requires large and joint-stock banks to play a leading role in optimizing services to SMEs borrowing for the first time and makes the number of new first-time borrowers exceed that of last year.
要求大型银行、股份制银行发挥行业带头作用,强化"首贷户"服务,努力实现2021年新增小微企业"首贷户"数量高于2020年。

 

China's inclusive loans to SMEs have registered rapid growth for three consecutive years. The balance of outstanding loans reached 16.81 trillion yuan ($2.59 trillion) by the end of March 2021, surging by 33.87 percent year-on-year, which covered more than 27.4 million borrowers.
普惠型小微企业贷款连续三年实现高速增长,截至2021年3月末,贷款余额16.81万亿元,同比增速33.87%,有贷款余额户数超过2740万户。


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