成本是选择大学的首要因素
成本是选择大学的首要因素
What matters most when you’re choosing a college? In a recent Twitter poll run by USA TODAY on behalf of College Ave Student Loans, cost is king, with 45% of 41,025 participants claiming it as their No. 1 consideration when choosing a higher education institution.
当你选择大学时，什么是最重要的?《今日美国》(USA TODAY)最近代表College Ave Student Loans在Twitter上进行的一项民意调查显示，成本是最重要的，41,025名参与者中有45%的人表示，成本是他们选择高等教育机构时的首要考虑因素。
In the poll, “major offered” came in second at 21%, followed by “location/size” at 18% and “university’s reputation” at 16%.
在调查中，专业排名第二，为21%，其次是“地点/规模”，为18%，“大学声誉”为16%。
Jeff Rose, a certified financial planner, U.S. Army veteran and author, can appreciate these results, given his line of work.
杰夫·罗斯是一名注册理财规划师、美国陆军退伍军人和作家，鉴于他的工作领域，他能够欣赏这些结果。
“Knowing that many people choose to borrow to help pay for school,” he said, “I like the fact that these future college attendees are aware of how much the cost of college is — and how it could impact them.”
“知道很多人选择借钱来支付学费，”他说，“我很高兴这些未来的大学生意识到大学的成本有多高，以及它会对他们产生怎样的影响。”
It’s a positive sign that cost is on the minds of college applicants and their families, as it speaks to the awareness and attention required to make smart financial decisions during this critical life transition.
这是一个积极的信号，大学申请者和他们的家庭都在考虑成本问题，因为这表明在这个关键的人生转折时期，人们需要意识到并注意做出明智的财务决策。
But cost consciousness is not the same as being able to afford the price of school. In fact, another Twitter poll concluded that while 42% of future enrollees’ families are planning to use savings and income as the primary source of funding for their child’s education, the remainder will rely on a mix of loans, scholarships and credit cards to cover costs.
但成本意识并不等同于能够负担得起学费。事实上，Twitter的另一项调查显示，虽然42%的参保家庭计划将储蓄和收入作为子女教育的主要资金来源，但剩下的家庭将依靠贷款、奖学金和信用卡来支付学费。
Luckily, there are options when it comes to cost and every other factor on this list. It all boils down to weighing your priorities against your limitations to make the best possible choice for the future.
幸运的是，当涉及到成本和清单上的其他因素时，还有其他选择。这一切都归结于权衡你的优先级和你的限制，为未来做出最好的选择。
Choosing a college
选择一个大学
For most families, selecting a college is a joint effort and decision between parents and their child. Because of this shared responsibility, communication is key when weighing different factors and deciding how to proceed.
对于大多数家庭来说，选择大学是父母和孩子共同的努力和决定。由于这种共同的责任，沟通是衡量不同因素和决定如何进行的关键。
The reputation question
声誉的问题
If any element of the poll is surprising, it may be the fact that “university’s reputation” ranked last as a consideration for choosing a college. It’s an interesting insight because highly ranked universities are highly sought after and often considered the pinnacle of educational opportunity.
如果这项调查有什么令人惊讶的地方，那就是“大学声誉”在选择大学时排在最后。这是一个有趣的见解，因为排名靠前的大学受到高度追捧，往往被认为是教育机会的顶峰。
A better life
一个更好的生活
As the parent of a soon-to-be college student, you bear the responsibility to guide your child’s college search in a healthy way. Talking to them realistically about finances can make all the difference.
作为即将成为大学生的家长，你有责任引导孩子以健康的方式进入大学。与他们现实地谈论财务问题会让情况大为不同。
